- Written by: Doug Hartley
- Category: Car Owner
- Hits: 5527
No. You should NOT buy a Non-Owner Policy if you own a car or are a co-owner of a car. If you need an Oregon SR22 and are listed on the registration of any vehicle anywhere you should buy a regular Owner-Operator policy and list that car. The SR22 for Oregon can then be issued by that company. If your current auto insurance carrier won't issue an SR22 filing, call us. You might just be surprised at how much money we can save you even if you need an Oregon SR22. You can CLICK HERE and UNCHECK the "Do you only need a Non-Owner Policy?" question to complete a quote request if you need a regular car policy with SR22.
The only exception to this rule is if your vehicle is broken down and not drivable. We can sell you a Non-Owner Policy under the condition that you convert it to an Owner-Operator policy if you repair your car and before you begin to drive. Otherwise, there will be no coverage. There is NO clause that gives you 30 days, as an example to put it back on. You will NOT be covered until you put the car back on the policy.