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Auto Insurance - Non Owner

21 Jan 2013

Auto Insurance required by your employer or by the DMV, but you don't own a vehicle?  Many insurance companies and insurance agencies will not write what is usually referred to as "Non-Owner" insurance policies.  They are difficult to price and can be difficult to understand.  Probably the most important thing to remember is that coverage provided by these policies is best considered secondary coverage.

Oregon requires that for a vehicle to be currently registered, viewable by the public (yes, that includes sitting in your driveway), and/or driven on the roads, the owner must have insurance on that vehicle.  The car, not the driver is required to be insured.

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